Deposit Rates

A high fixed interest rate for your savings. You select the timeframe.

Great Rates

Select a high interest rate for the timeframe of your choice. Maximize your returns further by opting for one of our deposit accounts in an alternative currency.

Guaranteed Savings

Cover of NZD 15,000,000 (approx. USD 10,500,000) from Standard and Poor’s A+ rated insurers on any one claim/loss in the aggregate, including costs and expenses.

No Fees

We apply no transfer fees and we refund your other bank’s charges. We also apply no ongoing fees, as long as the aggregate balance across all your accounts stays above EUR 6,000 or equivalent.

Added Bonus

For a deposit on notice of twelve months or more, we pay a loyalty bonus: an uplift of +0.5% p.a. to the interest. If notice has not been given, we do this on the first anniversary of placing the deposit.

Rolling Notice

A savings account with a superior returns and withdrawal options.

Fixed Term

A traditional fixed term deposit with higher than average return.

Monthly savings

A monthly savings account for those who want to save regularly.

No fees and great rates!

 BALANCEROLLING NOTICE/MONTHLY SAVINGS
Swiss
Franc
(CHF)
fromto6m12m24m36m48m60m
7,00079,9993.37%4.68%4.99%5.28%5.57%5.86%
80,000174,9993.48%4.79%5.09%5.39%5.68%5.96%
175,000400,0003.59%4.90%5.20%5.50%5.78%6.06%
Euro
(EUR)
fromto6m12m24m36m48m60m
6,00069,9993.50%4.83%5.16%5.50%5.83%6.16%
70,000139,9993.61%4.94%5.27%5.61%5.94%6.27%
140,000350,0003.72%5.05%5.38%5.72%6.05%6.38%
Pound
Sterling
(GBP)
fromto6m12m24m36m48m60m
5,00059,9993.91%4.76%5.16%5.56%5.96%6.35%
60,000124,9994.01%4.87%5.27%5.68%6.07%6.46%
125,000300,0004.12%4.92%5.38%5.79%6.18%6.58%
Japanese
Yen
(JPY)
fromto6m12m24m36m48m60m
800,0009,449,9993.38%4.70%5.02%5.35%5.67%5.99%
9,450,00018,899,9993.49%4.81%5.13%5.45%5.77%6.10%
18,900,00047,300,0003.59%4.92%5.24%5.56%5.88%6.20%
US
Dollar
(USD)
fromto6m12m24m36m48m60m
7,00084,9993.93%4.83%5.31%5.80%6.29%6.78%
85,000174,9994.04%4.94%5.42%5.91%6.41%6.91%
175,000425,0004.15%5.05%5.54%6.03%6.53%7.03%

Rates include 0.5% pa loyalty bonus. Fixed for selected notice period. No fees apply.

Higher rates

A loyalty bonus may apply, please see details below.

Larger deposits

Higher amounts may be accepted, please contact us for further details.

Longer deposits

Extended periods may be accepted, please contact us for further details.

 BALANCEFIXED TERM
Euro
(EUR)
fromto12m24m36m48m60m
6,00069,9993.33%3.66%4.00%4.33%4.66%
70,000139,9993.44%3.77%4.11%4.44%4.77%
140,000350,0003.55%3.88%4.22%4.55%4.88%
Pound
Sterling
(GBP)
fromto12m24m36m48m60m
5,00059,9993.26%3.66%4.06%4.46%4.85%
60,000124,9993.37%3.77%4.18%4.57%4.96%
125,000300,0003.48%3.88%4.29%4.68%5.08%
US
Dollar
(USD)
fromto12m24m36m48m60m
7,00084,9993.33%3.81%4.30%4.79%5.28%
85,000174,9993.44%3.92%4.41%4.91%5.41%
175,000425,0003.55%4.04%4.53%5.03%5.53%

Rates are accurate as at 04 April 2018 and fixed for the entire term. No fees apply.

Make an enquiry

Account Comparison

  • Rolling Notice

    • 0.5% pa loyalty bonus
    • Optional monthly deposit
    • Interest paid quarterly
    • Transfer costs repaid

  • Fixed Term

    • No loyalty bonus
    • No monthly deposit
    • Interest paid at end of term
    • Transfer costs not repaid

  • Monthly Savings

    • No loyalty bonus
    • Monthly deposit required
    • Interest paid at end of term
    • Transfer costs not repaid

Our Account Charges

When you make a deposit or receive interest, we apply no transfer fees and we refund your other bank’s charges. We also apply no ongoing fees, as long as the aggregate balance across all your accounts stays above EUR 6,000 or equivalent in other currencies. We only apply a charge if you opt for a debit card, miss a fixed monthly payment or withdraw some or all of a deposit. On this basis, opening and maintaining an account is free.

Our Deposit Rates

The rates above are current as at today. They apply from the date your deposit is placed and are fixed for at least as long as your selected period of notice. However, on an account on notice of one year or less, if withdrawal is requested within three months of the initial placement or renewal, rates are reduced by 1%. An account on rolling notice of one year or more attracts a loyalty bonus: a one-off interest uplift of 0.5% pa, which is reflected in the above rates.

Maximum Deposit

Accounts on notice of less than 12 months are subject to a maximum deposit of EUR 60,000 or equivalent in other currencies. Accounts on notice of 12 months or more are subject to a maximum deposit of EUR 1,200,000 or equivalent in other currencies.